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International Health Insurance

As an international citizen relocating or spending an extended amount of time overseas, security and flexibility from your international health insurance program is essential to your peace of mind. There are thousands of international health insurance programs and there are just as many differences in their quality as well as the insurance companies offering them.

 Global Medical Insurance ^sm is a long-term, medically underwritten, US- style International Health Insurance plan designed to provide coverage to:

• US Expatriates who need a quality US style International Health Insurance plan while living abroad
• Foreign Nationals living outside their country of citizenship who need an international health insurance plan
• Individuals world-wide who opt out of their home health-care system or international health insurance plan
• Non-US citizens maintaining multiple countries of residency

When reviewing or choosing an international health insurance policy, we recommend making sure it provides:
Worldwide international health insurance coverage with doctor and hospital of choice Coverage for preexisting conditions after 2 years* Emergency medical evacuation, emergency reunion and repatriation Coverage for maternity, transplants and wellness benefits 24 hour service with experienced multilingual claims administrators Incidental home country coverage for US citizens (as long as intent is to remain outside of US for a total of six months out of the year). Non-US citizens may reside anywhere including their home country. * Additional savings by using Preferred Provider Organizations within the United States.
All the above features are standard provisions in IMG's international health insurance policy, Global Medical Insurance sm

* see plan details (go there) for full description

Our "Fast Quote and Purchase Online" link below will quickly direct you to the plan(s) that will best meet the needs of you, or those of your family or organization with no obligation.

 If you are away for less then two years, we encourage you to review the ExPatriot Plus plan for rate comparisons that may be more affordable at your age. (Go there)

Other products in the Global Family include a term life plan, a Global daily indemnity option and a lifetime medical benefits for seniors.